At Billings Fireplace Showroom & Outdoor Living, we’re excited to offer Promotional HVAC Financing through Synchrony to make your fireplace or outdoor living project more affordable. Synchrony is a trusted leader in consumer financial services, with roots in consumer finance dating back to 1932. Today, it’s the largest provider of private label credit cards in the United States, offering customers flexible and convenient financing options.

Why Choose Synchrony Financing?
Simple Application Process
Quick and hassle-free, with fast credit decisions to get you started right away.
Revolving Credit Lines
Unsecured credit lines you can use for multiple purchases.
Promotional Financing Options1
Special offers to help make your dream fireplace or outdoor space more accessible.
Flexible Payments
Convenient monthly payment plans tailored to fit your budget.
Easy Account Management
Manage your account online anytime, anywhere.
1 Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
It’s in the Details
Synchrony Home Climate Finance Program
If you plan on financing, account number and plan number will be required prior to scheduling.
9.99% APR until paid in full | 132 month payoff | 1.25% min. payment | Plan #943 |
7.99% APR until paid in full | 61 month payoff | 2.00% min. payment | Plan #971 |
5.99% APR until paid in full | 37 month payoff | 3.00% min. payment | Plan #980 |
0% if paid in full within 18 months | N/A | 2.50% min. payment | Plan #924 |
* For new cardholders, interest accrues at 26.99%. Existing cardholders should see their credit card agreement for their applicable APR. If the balance is paid in full prior to the promotional end date, no interest will be charged.
Terms and Conditions
- Activation fee: Customers will be charged a one-time fee of $69 on their initial purchase. This is a one-time only fee; it does not apply to future purchases.
- Split tickets: Split tickets between multiple Synchrony loan programs and/or other lenders are not allowed.
- Program is for residential sales only. Applicant must own the property where the installation and/or services are being provided.
Plan ahead
Finance Calculator
This finance calculator will give you the estimated monthly payments depending on your project total and the terms of the plans offered by Synchrony.